Savings

Benton County Schools Credit Union (BCSCU) offers a comprehensive range of savings options tailored to meet various financial needs and goals. Our offerings include Regular Shares, the mandatory membership account with a minimum balance of $25 and quarterly dividends; Club Accounts for targeted savings like holidays and taxes with no minimum opening balance; Christmas Club Savings to prepare for holiday expenses with a payout in mid-November; Money Market Accounts for higher earnings with a $10,000 minimum balance; Member Advantage Savings, a high-yield option for balances over $2,500; and Member High Yield Savings, our top-tier account requiring a $25,000 minimum balance. Additionally, we provide specialized accounts such as IRAs for retirement and education savings, and Youth Accounts to engage younger members in saving. Health Savings Accounts are also available for those with high deductible health plans. Each account type is designed to support our members in achieving their financial aspirations efficiently and effectively.