Whether you’re considering refinancing your existing home or purchasing a new one, comparing loans side by side can help you weigh your choices. When applying for an affordable lending program, you may choose a loan backed by the government, such as an FHA loan. You may also select a conforming or conventional loan. This non-government loan “conforms” or meets the Federal Housing Finance Agency (FHFA) requirements and the funding criteria of Freddie Mac and Fannie Mae.
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