VA Loans


What is a VA home loan?

Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.

VA loans provide affordable mortgage options for military veterans, active service members and their families by easing some of the financial burdens associated with buying a home. Since its creation in the 1940’s, the VA mortgage program has helped millions of service men and women get a foothold in the housing market and build a stable financial future.

Provided by the U.S. Department of Veterans Affairs, this program allows lenders to issue financing with more flexible eligibility standards and repayment plans. As an eligible VA loan applicant, you’ll get the benefits of zero down payment requirements, lower credit score minimums, comparatively lower interest rates, and other purchasing perks that can only be accessed with a VA loan.

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Caldwell, Idaho 83607

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