Credit Builder loan

Build Your Credit

The Credit Builder loan can help you establish new credit or add a positive record to your existing credit history. As an added bonus, you earn dividends as you pay off the loan.

How it Works

Step 1: You apply for the credit builder loan when you need to establish your credit history, or improve your credit rating.

Step 2: We hold the borrowed funds until you successfully pay off the loan.

Step 3: You pay off the loan and we will release the full amount of the loan plus all dividends to you.

How to Apply

To apply for a Credit Builder loan, please contact or visit your local branch.

Need Help Managing Your Credit?

If you’re looking for support in managing your credit, Self-Help offers FICO® Credit Score Reviews free to members. Learn more and book your 30-minute session at an available branch today!