The VA Home Loan program, backed by the U.S. Department of Veterans Affairs, is designed to help veterans, active-duty service members, and their families achieve homeownership. While issued by private lenders such as Rate, these loans carry the security of a VA guarantee, making it easier for eligible borrowers to qualify. Established during World War II to support returning service members, the program has since guaranteed more than 22 million VA loans, continuing its mission of providing affordable and accessible home financing to those who have served our country.
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