Adjustable-Rate Mortgages


An Adjustable-Rate Mortgage (ARM) from Central Bank is a smart option for short-term homebuyers or those seeking flexibility in their loan terms. With lower initial interest rates that adjust based on market conditions, ARMs can offer lower monthly payments upfront, making them ideal if you plan to move or refinance within a few years. You can choose from common options like 5-1, 7-1, or 10-1 terms, and there are no penalties for paying down your principal early. Our expert mortgage lenders are here to help you determine if an ARM is the right fit for your goals. Stop by or get prequalified online today!

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12295 Oracle Blvd. Ste 200
Colorado Springs, Colorado 80921

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