Down Payment Assistance

California's down payment assistance programs offer substantial financial support to help reduce the upfront costs of purchasing a home. Administered by the California Housing Finance Agency (CalHFA), these programs include low-interest loans, deferred-payment options, and grants. The MyHome Assistance Program and CHDAP provide loans that can be repaid later, while the Platinum Down Payment Assistance Program offers grants that do not require repayment. Specialized assistance is also available for educators through the School Teacher and Employee Assistance Program. These resources are designed to support first-time and eligible homebuyers by making homeownership more financially accessible.