Variable Rate HECM

Variable Rate HECM loans provide flexible ways to access your home equity through adjustable interest rates with a lifetime cap for security. You can receive funds as monthly payments, a line of credit, or both. The HECM Line of Credit is federally insured, grows over time, and can’t be reduced, offering more borrowing power as rates rise. No monthly payments are required unless you choose, giving you control over your retirement finances.