Government Home Loan Programs


Explore Equity Bank's Government Home Loan Programs designed to assist various buyers in achieving homeownership. These programs include the FHA 203B Loan, ideal for first-time buyers or those rebuilding credit, featuring low down payments and flexible credit requirements. The VA Home Loan offers exceptional benefits for veterans, such as no down payment and no mortgage insurance, along with additional perks like the ability to prepay without penalty. For rural residents, the USDA Rural Housing Loan provides 100% financing and competitive rates, making it easier for low-income buyers to purchase a home.

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214 S. Franklin St.
Kirksville, Missouri 63501

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