Private Student Loans

Navy Federal Credit Union offers private student loans to help cover the expenses of college and graduate school that are not met by federal loans, scholarships, and grants. With an easy online application process, students can apply for loans up to the full cost of attendance, which includes tuition, fees, books, and living expenses. Additional benefits include a 0.25% interest rate reduction for automatic payments, a variety of in-school payment options, and no origination fees. Co-signers can significantly improve approval chances and potentially secure lower interest rates, with an option for co-signer release after 24 consecutive on-time payments.